SDMMC + STM32H723 not initializing SD Card

I am having difficulties with initializing a SD Card.

I am making use of the generated code to initialize the card:

void MX_SDMMC1_SD_Init(void)

 I measured with a scope and I am getting 400KHz clock. All the pull-up resistors are correct and voltage is correct.

Within the SD_PowerON() function, the function to send the MD8: SEND_IF_COND is called, but I get no response from the card. HAL Error Return is timeout.

I tried a differ SD Card as well.

Any suggestions where to start checking for potential issues?

static uint32_t SD_PowerON(SD_HandleTypeDef *hsd)
{
 __IO uint32_t count = 0U;
 uint32_t response = 0U;
 uint32_t validvoltage = 0U;
 uint32_t errorstate =0U;
#if (USE_SD_TRANSCEIVER != 0U)
 uint32_t tickstart = HAL_GetTick();
#endif /* USE_SD_TRANSCEIVER */

 /* CMD0: GO_IDLE_STATE */
 errorstate = SDMMC_CmdGoIdleState(hsd->Instance);
 if (errorstate != HAL_SD_ERROR_NONE)
 {
 return errorstate;
 }

 /* CMD8: SEND_IF_COND: Command available only on V2.0 cards */
 errorstate = SDMMC_CmdOperCond(hsd->Instance);
 if (errorstate == SDMMC_ERROR_TIMEOUT) /* No response to CMD8 */
 {
 hsd->SdCard.CardVersion = CARD_V1_X;
 /* CMD0: GO_IDLE_STATE */
 errorstate = SDMMC_CmdGoIdleState(hsd->Instance);
 if (errorstate != HAL_SD_ERROR_NONE)
 {
 return errorstate;
 }